Grand Theft FOMO ππ€
1) Live below your means
2) Avoid scams
The worse the economy gets, the more scams there will be. Desperate people scam, and desperate people get scammed.
These terrible people have quite mastered the art of manipulation. They sell illusion of opportunity with the intention of theft. Opportunities of romance, a new job, escape from trouble, etc etc. Even if it loooks and sounddss convincing π€¨, your discernment could always fail you.
“There are 200 phone numbers in this WhatsApp group chat. There’s no way all ofthem are scammers.”
Yes — all of them are.
“This is way too elaborate to be a scam.”
Scamming is a lucrative business. It need and can afford to look convincing.
“If they’re not legit, how did they get my IC, my address?”
Do you know your personal details are being sold for as cheap as one sen?
Yup, Malaysian had ranked number #1 for the most leaked phone number and sold to scammers IN THE WORLD. Plus even with only phone number, you can get a whole lot of information on a person which is enough to choreograph an elaborate scam plan.
DO NOT engage with sketchy people EVEN if you can't quite figure out their modus operandi. Scams in the past used to be them asking for you to help. Now, it is them offering to help you.
Assume everything is a ruse until proven otherwise. Due diligence is COMPULSARY. If you skip it, prepare to lose your money. Honestly, just avoid anything outside your ordinary internet routine, if possible.
If you were a victim of scam, make a report the incident to the police, bank or the National Scam Response Centre (call 997). Even if it feels hopeless your report helps build a case, and in some lucky instances, seized accounts mean victims actually get their money back.
P/S: If you call me, I know you don't know me.

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